EZYFIND Apps for
The National Credit Act 35 of 2005 is part of a comprehensive legislation designed to protect the consumer in the credit market, and make credit and banking services more accessible. The Act brought with it provisions for the over-indebted consumer as well as provisions on reckless credit. To assist the over-indebted consumer, debt review was introduced, whereby a duly registered debt counsellor determines whether the consumer is over-indebted and if so makes a recommendation to Court as to the restructuring of the consumer’s debt. Purpose of the National Credit Act: • To promote and advance social and economic welfare of South Africans; • To promote a fair, transparent, competitive, sustainable, responsible, efficient, effective and accessible credit market and industry; • To protect the consumer. The Act prohibits the granting of reckless credit and also provides for certain remedies that courts can grant to consumers who have fallen victim to reckless lending practices. Depending on the circumstances these remedies are: the partial or full setting aside of the consumer’s rights and obligations under the agreement; the temporary suspension of the effect of the agreement; and the restructuring of the consumer’s obligations. ___________________________________________________________ Hi, I’m Kailash Pillay, an attorney from the city of Johannesburg. My passion for the law stems from a desire to improve upon the lives of the vulnerable who fall prey to a corrupt system. I studied at the University of Johannesburg where I obtained my Bachelor of Laws degree, the starting point to the long journey of becoming a legal practitioner. This profession has taught me to persevere through the complexities of the law and to continually develop my skills as a legal professional.
We strive towards delivering the most effective service by building personal and loyal relationships with clients and providing them with competent representation at a ‘c...
IVan der Spuy (Western Cape) Inc. trading as Van der Spuy & Partners is a law firm in Paarl. We have a long standing reputation of providing professional and quality serv...
As a leading firm of attorneys in KwaZulu-Natal we will strive in the best interests of each client to: • Give expert advice in specialised fields; • Constantly improve ...
We are a small to medium sized firm with Helen Ellis and Angela Theron as partners. Our partners are assisted by Karen Maybery, Barbara Bowes and Cassandra Moss. Our coll...
Initial consultation is free up to 45 minutes, so give us a try. GCM Legal is a passionate and innovative full service law firm that specialises in Corporate Law (includ...
We at Oosthuizen Attorneys pride ourselves in the high level of professionalism and interpersonal relations we build with our clients. With 39 years’ experience within th...
Delport Ward & Pienaar is a commercial law firm which is deal driven and results orientated. Mindful of the increasingly competitive nature of business, we approach legal...
Because we believe that no matter how big or small your case might be- if its deserving, we must either take it on or advise you as to how to best access our justice syst...
Frans Schutte Inc is one of the largest Personal Injury Claim firms in the Mpumalanga and Limpopo Region. We specialize in Road Accident Fund Claims including Medical neg...
Admitted as an attorney & conveyancer in 1986 and as a notary public in 1989. Practiced in partnership for six years from 1989 to 1996 in a two partner practice in centra...
• Mpho Moya INc. is a newly integrated firm of Attorneys & Notaries with years of experience in conveyancing, commercial and Family Law. • Over the years we have realised...
Established in Johannesburg in 1936, Judin Combrinck Inc has long enjoyed a reputation as one of South Africa's premier boutique law firms (formerly known as Goldman Judi...
Specialists in Conveyancing and Property Law. Always consistent & professional in the administration of our clients’ needs.
Larry Dave Incorporated is a boutique Law Firm specialising in Labour Law with a focus corporate clients. We have intricate experience in labour relations and employment ...
Matthew Kerr-Phillips Attorneys was established in August 1997. Matthew, holds the degree of B.Com LLB from the University of the Witwatersrand. Matthew completed his art...
We specialise in personal injury litigation. Free Consultations, no-win no-fee services: Making Leading Attorneys Accessible.
We are a firm of attorneys based in Cape Town CBD, comprising of 4 attorneys including a notary and two conveyancers, as well as 2 consultants. The Firm was founded ...
We aim to provide our clients, both corporate and individual, with personal, prompt and effective service, distinguished by our commitment to courtesy, specialisation and...
Arrangement between a debtor and his creditors involving appointment of a person to supervise debtor’s affairs containing all the necessary clauses to make a complete agreement.
Credit proposal form
Extrajudicial agreement of compromise between a debtor and his creditors containing all the necessary clauses.
Letter to the Creditor's of a company relating to the reduction of capital setting out the proposed reduction and the reasons thereof enclosing the resolution that required the reduction.
Letter to the Creditors of the company with regards to the reduction of capital and the calculation and reasons as well as consequences thereof.
New debtor liable to creditor’s nominee
Notice to creditors and interested parties to attend the creditors meeting to discuss the insolvent estate and prove claims against the estate with all details provided for the meeting.
Release by creditors of a debtor
Release by creditors of a debtor, reserving the rights of the creditors against a guarantor or surety
Resolution to be submitted at the second creditor's meeting as per the required procedure and law detailing the steps to be taken by the trustee.
Need help? 24/7 Support online chat.
Phone: 011 056 9123
Email: info@ezyfind.co.za